Disclaimer: Elite Processing is an independent business. We are not affiliated with and do not work for the US Internal Revenue Service (IRS) or the Department of Education. We are not a collection agency. All services are provided at the direction of our clients.
Elite Processing

Privacy Policy

This Privacy Policy explains how Elite Processing ("we," "us," or "our") collects, uses, and discloses information through eliteprocessing.net (the "Site").

Information We Collect

When you submit a review request, we collect the information you provide, including your name, email address, phone number, preferred call date, optional notes, and answers about your loan type, school status, bankruptcy status, federal student-loan debt range, and current monthly-payment range. If you choose the optional SMS checkbox, we also record your SMS consent choice, the submission time, the source form, and the version of the consent disclosure shown.

When you request or receive services through telephone, email, electronic forms, or an authorized client portal, we may also collect the records, documents, account details, service instructions, communications, transaction information, and other information you choose to provide so we can perform and administer those services.

Our hosting and security providers may automatically process limited technical information, such as an IP address, browser or device information, requested pages, and timestamps, to deliver and protect the Site, prevent abuse, and diagnose technical problems.

How We Use Information

We use personal information to review and respond to requests, schedule and conduct follow-up conversations, provide and administer requested services, process authorized transactions through our service providers, communicate about our services, maintain consent and business records, operate and secure the Site and any authorized client portal, comply with law, and establish or defend legal claims.

Telephone and Email Communications

Providing a phone number or email address allows us to respond to your review request using those contact methods. It does not by itself provide consent to receive text messages or automated marketing communications. SMS consent is requested separately and is optional.

SMS/Text Messaging Privacy

No mobile opt-in data or text-message consent will be shared with third parties or affiliates for marketing or promotional purposes. We do not sell mobile information, SMS opt-in data, or text-message consent. We may permit providers that transmit or support our messages to process mobile information solely to provide those services for us. They may not use it for their own marketing.

If you opt in, we may send conversational and informational text messages concerning account and service updates, appointment reminders, document requests, and application follow-ups. Message frequency varies, up to 3 messages per week. Message and data rates may apply. Reply STOP to opt out or HELP for support. Consent is not a condition of purchasing goods or services. Additional SMS terms are available in our Terms of Service.

How We Disclose Information

We do not sell or rent personal information. We may disclose information to vendors that provide hosting, security, email delivery, communications, and other operational services on our behalf. These providers may process information only as needed to perform services for us and subject to applicable contractual or legal restrictions.

We may also disclose information when required by law or legal process; to protect the rights, safety, or property of Elite Processing, our clients, or others; to investigate misuse or fraud; or in connection with a merger, financing, acquisition, reorganization, or sale of all or part of our business. Any successor would remain subject to this Privacy Policy unless you are notified otherwise as required by law.

Your Choices and Requests

You may decline SMS consent and still submit a review request. You may opt out of text messages by replying STOP. To ask about, correct, or request deletion of personal information, or to make another privacy request, contact info@eliteprocessing.net or +1 (866) 489-3888. We may need to verify your identity and may retain information where required or permitted by law.

Children's Privacy

The Site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information directly from children under 13 through the Site. If you believe a child has provided personal information, please contact us so we can review and address the request.

Security

We endeavor to safeguard and protect our users' personal information. When users make personal information available to us, their personal information is protected both online and offline, to the extent that we maintain any personal information offline. The privacy of your personal information is very important to us.

Access to your personal information is strictly limited, and we take reasonable measures to ensure that your personal information is not accessible to the public. The servers that we store personal information on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse and alteration of personal information under our control. Please be advised, however, that while we take every reasonable precaution available to protect your data, no storage facility, technology, software, security protocols or data transmission over the Internet can be guaranteed to be 100% secure.

Computer hackers that circumvent our security measures may gain access to certain portions of your personal information, and technological bugs, errors and glitches may cause inadvertent disclosures of your personal information; provided, however, that any attempt to breach the security of the network, our servers, databases or other hardware or software may constitute a crime punishable by law. For the reasons mentioned above, we cannot warrant that your Personal Information will be absolutely secure. Any transmission of data at or through the Site is at your own risk.

All of our users' personal information is restricted in our offices. Only employees or third party agents who need the personal information to perform a specific job are granted access to personal information.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy on this page and update the date below. Where required by law, we will provide additional notice or obtain consent.

Last updated: August 25, 2026